System Status
Real-time availability of IOU National Bank services.
All Systems Operational
All IOU National Bank services are running normally.
Current Status
Online Banking
99.98% uptime (30d)Operational
Mobile Banking App
99.97% uptime (30d)Operational
Bill Pay
99.95% uptime (30d)Operational
Wire Transfers
99.99% uptime (30d)Operational
Zelle Transfers
99.96% uptime (30d)Operational
ACH / Direct Deposit
99.99% uptime (30d)Operational
Mobile Check Deposit
99.94% uptime (30d)Operational
ATM Network
99.99% uptime (30d)Operational
Customer Support Portal
99.99% uptime (30d)Operational
Account Alerts & Notifications
99.97% uptime (30d)Operational
Recent Events
Scheduled maintenance — Mobile Check Deposit
Completed. Mobile check deposit was briefly unavailable from 2:00 AM to 2:45 AM ET for infrastructure upgrades. All services restored.
Intermittent delays — Bill Pay processing
Resolved. Some bill pay transactions experienced processing delays of up to 15 minutes between 10:30 AM and 11:15 AM ET. Root cause identified and patched.
Scheduled maintenance — Online Banking
Completed. Online banking was unavailable from 1:00 AM to 3:30 AM ET for database migration. All services restored on schedule.
Experiencing an issue?
If you're having trouble with any IOU National Bank service, contact our support team:
- Phone: +1 (888) 462-4968 (24/7)
- Email: [email protected]
- Fraud Hotline: +1 (888) 462-7233 (24/7/365)
Status page is updated automatically. Last checked: April 16, 2026.